Real estate is a significant investment and it takes a team to turn a house into a home.

Ray connects home owners, contractors and investors with mortgage products to suit their needs – whether they are purchasing, renovating, transferring a mortgage, consolidating debts or refinancing. Ray prides himself on providing professional, honest, unbiased advice and will work with you to achieve your goals.

Jencor has been in business since 1987 and has originated over $13 billion in mortgages. As a member of the Jencor team, Ray will work for you to offer the widest choice of mortgage options from over 30 lenders including some of Canada’s largest banks, broker lenders, private lenders and more.

Ray is a native Calgarian and an avid sports fan. In his spare time, he enjoys playing golf and hockey and cheering on his sons in their many activities.